• Payment Structure: The "three tier" structure was eliminated - monthly premium for all enrollees for year one is now $81.00 for member only or $253.00 for member and family


• Eligibility: It isn't necessary to be called to active duty


• Enrollment Effective Dates: Is now divided into three types - those with any previous TRICARE coverage, those with a qualifying life event (QLE) and first time enrollees


• Enrollment Deadlines: Initial enrollment will not be denied if the 60-day window is missed


• Initial Payment Rules: Initial payment must be correct within one dollar


• Newborn/New Child: 60 days to register in DEERS and submit the TRS request to the TSC (or if mailed - postmarked - within 60 days of the birth/custody of the child)


• Lock-out Feature: One year for voluntary disenrollment or for non-payment of premium


• Survivor Coverage Changes: Families may still purchase or continue coverage for up to six months beyond the date of the member's death. If the member had Member Only coverage, the family can now purchase TRS coverage for up to six months beyond the member's death - if the application/payment is submitted within 60 days of the member's death. If there's only one survivor, the Member Only rate will apply.

Enrollment is a two-step process:

• Step One is contacting your Reserve Component to verify your eligibility and then completing the new TRS Request Form;
  
• Step Two is the actual purchasing of TRS coverage thorugh your regional managed care support contractor. The new TRS enrollment form (DD Form 2896-1) can be found on the Guard-Reserve TRICARE Reserve Select Portal

You can enroll once your Service agreement for TRICARE Reserve Select is complete and your enrollment is processed by the regional contractor. For additional information or to enroll, contact your local TRICARE Service Center.

NOTE: Coverage will be suspended if you get assigned to active duty for more than 30 days and other TRICARE coverage will go into effect (e.g. ADFM, ADSM, TAMP). When other TRICARE coverage stops, TRS coverage resumes if your TRICARE Reserve Select in DEERS eligibility end date is a date in the future.

• If you are a member of the Selected Reserve and you are eligible for the FEHBP, you cannot enroll in TRS. If you would lose your FEHBP eligibility, you could then enroll in TRS - due to the qualifying life event.
• If your spouse is eligible for the FEHBP and you are both enrolled, you cannot enroll in TRS. If your spouse drops you from their coverage, you could then enroll in TRS OR if your spouse loses their FEHBP coverage, you could then enroll your whole family in TRS.
• If the Selected Reserve member is covered under the FEHBP but the family isn't, the family cannot enroll in TRS due to the fact that the sponsor is the only person that can purchase TRS coverage.

The Reserve Components are responsible for determining and validating a member's qualifications to purchase TRS coverage. Members must meet certain standards to qualify for TRS coverage: first, the member must be a Selected Reserve member of the Ready Reserve; second, the member must not be eligible for the Federal Employee Health Benefits Program (FEHBP) or currently covered under FEHBP. Both standards must be attested to on the new TRS Request Form.